First Company in the world to launch Airtime Advance Services.

Simbrella has 20 years’ experience on Mobile VAS market.

With unique SimKredit™ platform created in 2005, up to now Simbrella has been cooperating with over 30 Mobile Network Operators in 20 countries worldwide and this number is growing with new launches happening each year.

Simbrella - Enhance your opportunities with us!

Simbrella In Figures

Our team Careers

20 Years’ Experience

20 Countries of Operation

220 M End Users

2.1 M Daily Users

30 Clients

Up to 90% Service Penetration

2.3 Billion USD – Total Loan Amount provided by Simbrella

Our history

  • 2005SimKredit commercial launch
  • 2007Simbrella office established in Azerbaijan
  • 2008Simbrella opened Headquarters in the Netherlands; Sales office opened in Hungary
  • 2009Sales office opened in Ukraine; Simbrella Group incorporated subsidiary in Russia
  • 2010SimKredit trademark registered; Simbrella Group incorporated a company in Ghana
  • 2011New operational office created in Uzbekistan
  • 2012Simbrella Group incorporated subsidiary in Bolivia
  • 2013Simbrella Group incorporated subsidiaries in Nigeria and Switzerland
  • Company today
    Strong and recognized leader on mobile microfinance market, Simbrella is proud of providing services to the customer base of over 80,000,000 people. Based on unique experience our company collaborates with its clients to help them increase their revenues as well as improve customer satisfaction. We continue expanding technological and territorial boundaries!


    SimKredit™ Micro-Advance Platform

    Your success ingredients are:

    • SimKredit™ business model considers zero investments and zero financial risk for the Client.
    • All investments and Bad Debt are fully covered by Simbrella.
    • SimKredit™ solution supports integration with billing systems from all vendors with minimal implementation time.
    • More than 150 Million unique end-users
    • More than 60% service penetration
    • 1.2 Million users per day
    • 350M USD total turnover per year
    SimKredit™ business model considers zero investments and zero financial risk for the Client.
    All investments and Bad Debt are fully covered by Simbrella.
    SimKredit™ solution supports integration with billing systems from all vendors with minimal implementation time.
    Airtime Advance
    It is a service providing certain amount of airtime to be used by subscribers of mobile network operator for voice and additional services available in the network; with reimbursement at the moment of next balance top-up. 'Advance Airtime' allows all customers of mobile network operator to obtain airtime by sending a conditional request via corresponding transmission channels such as SMS/USSD/IVR etc.
    ContentKredit service provides Mobile Network Operator subscribers a possibility to obtain any kind of mobile content without having enough balance on account to pay a full price, and repay the content price at the moment of next balance top-up.
    DataKredit service allows subscribers of Mobile Network Operator or Internet Provider to obtain mobile internet/data package in advance with further repayment fully or by parts at the moment of next balance top-up/recharge.
    BundleKredit service allows subscribers of Mobile Network Operator to obtain any kind of advance bundles – voice minutes, SMS, Megabytes or customized bundles – with reimbursement fully or by parts at the moment of next balance top-up.
    PhoneKredit service provides Mobile Network Operator with technical infrastructure making possible to sell mobile handsets to subscribers using deferred payments method. Simbrella platform empowered by built-in CRM system enables MNO to ensure timely payments collection via monitoring and user communication.
    M-Commerce Kredit
    M-Commerce Kredit service allows subscribers of Mobile Network Operators to use mobile commerce services or mobile wallet even with zero balance, again based on further repayment from next balance top-up.
    Utility Advance
    Utility Advance service allows users to get certain advances on electricity, gas, water or any other kind of utilities in case of emergency, using deferred payments.

    Telecom solutions

    — 01: PCRF Solution

    Simbrella PCRF is a network element which controls policy and charging parameters for mobile broadband subscribers. Using flexible and easy-to-configure policies, PCRF allows to implement various business cases for mobile operators. Platform's dynamic rule engine allows to enforce multiple rules at the same time such as QoS control, charging rule landing page redirection etc.

    — 01: SCP Solution

    Simbrella's SCP is a network element in GSM, which is used to control various IN services in single system. SCP provides network independency by supporting SS7, SIGTRAN and IP protocols. Simbrella SCP can be integrated to legacy billing infrastructure using standard protocols. SCP acts as IN service container where various services such as Rating and Charging, Mobile Virtual Private Network, Mobile PBX, Mobile Call Center etc. can be deployed with minimum effort.

    — 01: Network Simulators

    Network Simulators are very useful for checking billing configurations before service launch or periodically. Moreover, they can be used for testing new network elements purchased by operator for correctness and performance. These platforms were successfully used during BSS Transformation projects ensuring healthy configuration migration. Simulators can generate traffic for Data, Voice, SMS, self-care, etc.

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    — 02: Diameter Proxy

    Diameter Proxy is highly configurable platform for relaying, proxying and redirecting diameter messages. Diameter Proxy can be used for unifying diameter messages from different vendors into single diameter format. It will help to reduce impact on adding new vendors into network such as GGSN, PCRF etc. and doing configurations to connect them. Moreover, platform can behave as diameter load balancer by rerouting diameter messages to other available nodes.

    — 02: Rating Engine

    Simbrella's Rating Engine is charging and rating platform for both prepaid and postpaid subscribers. Platform provides online billing of data and voice/SMS services to subscriber's accounts or bundles. Rating Engine supports flexible charging rules such as volume based, time based or event based, step based charging etc. Rating Engine can also be deployed as a Bundle management and charging system without affecting legacy billing infrastructure by handling periodical charging of bundles, flexible notification, lifecycle management and more.

    — 02: Charging Correctness Check

    Charging Correctness Checking Tool uses Network Simulators for checking prices of Voice calls, SMSs, Data usages for correctness.

    — 03: Camel Proxy

    Camel Proxy is highly configurable platform for relaying and proxying Camel messages.

    — 03: Lifecycle Management

    Lifecycle Management is highly configurable platform, which allows implementing various Life Cycle scenarios for subscribers, subscriptions, bundles, etc. Platform supports creation of different types of notifications for various products and is easy for integration to other systems.

    — 03: BSS Transformation

    BSS Transformation is one of the most important project in operator’s life which requires dedication, professionalism and knowledge. Our experienced team is ready to make this process smooth by managing project implementation and using our tools for ensuring success in migration such as simulators and configuration checking tools.

    — 04: SMSC

    Simbrella SMSC is a high performance SMS center that supports both traditional and innovative SMS features. SIGTRAN support allows Simbrella SMSC to be easily deployed to mobile networks. Platform provides additional flexible delivery scenarios, first delivery attempt feature and powerful SMS routing capabilities. Horizontal scaling architecture allows to adjust SMSC for growing network.

    — 05: SMS Router

    Simbrella SMS Router maximizes SMSC capacity by allowing mobile operators to manage their SMS service traffic. SMS Router supports anti-spam and anti-fraud filtering functionality and easily handles huge-traffic burst risks during New Year and other holidays.

    — 06: Mobile PBX

    Simbrella MPBX is universal solution for PBX and provides following services: Virtual Number, Virtual Call Center, Virtual Private Network and other IVR features. Flexible administration GUI allows to set to subscriber various life cycles, bundles, usage limits, etc.

    — 07: Mobile Call Center

    Simbrella Mobile Call Center is a new generation cost-effective solution for any companies that provide information, help desk, booking and other similar kind of services. MCC has embedded call recording and call monitoring systems. Call center Supervisors has efficient tools for service quality monitoring.

    — 08: Virtual Number

    VN is a service providing subscribers with possibility to have two or more numbers bound to main number on one SIM card and device. Using the second number subscribers can make and accept calls, send and receive messages.

    — 09: Smart Call Termination

    Simbrella “Smart call termination” service allows subscribers to block incoming calls from certain numbers identified in the Black List or block all calls except the calls coming from the numbers entered into White List. The subscribers of this service will be informed about the received blocked calls via SMS Notification. The option to divert the blocked calls to another number is also provided to subscribers.

    — 10: RBT

    Simbrella RBT service allows to subscribers to pre-set their favorite melody to play to their callers while waiting instead of the standard dialing tone.

    — 11: Anonymous Call Rejection

    Simbrella ACR solution is a platform that screens incoming calls from callers who have blocked their caller ID information.

    — 12: Beep Call

    Simbrella Beep Call allows to subscriber with insufficient balance to generate missed call on On-net and Off-net numbers while subscriber A hears the normal network announcement.

    of operations

    Contact Us

    Simbrella Group B.V.
    Head Office
    Netherlands, Amsterdam,
    Kabelweg 21, 1014BA
    Simbrella Azerbaijan
    General Sales & Marketing office
    Azerbaijan, Baku AZ 1022,
    Сity Point, 102 A,
    Jalil Mammadguluzadeh str.
    Simbrella Russia
    Russian Federation, Moscow 125284, Begovaya 3
    Simbrella Hungary
    Hungary, Érd 2030, Kutyavári utca 41
    Simbrella Ghana
    Ghana, Accra, Abelemkpe/Close 45/21 2nd
    Simbrella Nigeria
    Nigeria, Lagos, Suite 30, Ground Floor, West Pavilion, Tafawa Balewa Square
    Simbrella Canada
    Canada, Vancouver BC, 300–1055 West Hastings Street, V6E 2E9